Digital Identity Wallet

A digital identity wallet is an application, typically on a smartphone, that stores verifiable credentials issued by trusted authorities. These credentials can represent government-issued identity documents, professional qualifications, educational degrees, health records, or any other attestation that an issuer can digitize and sign.

The holder uses the wallet to present credentials when a service requests identity verification. The wallet shows the holder what information is being requested and obtains their explicit consent before sharing. Selective disclosure allows the holder to reveal only the specific attributes needed, such as confirming legal age without exposing a full date of birth.

The European Digital Identity Framework under eIDAS 2.0 requires EU member states to offer digital identity wallets to their citizens. These wallets will interoperate across borders and be accepted by public services and, in defined cases, by private-sector organizations.

For CIAM, digital identity wallets introduce a new identity verification channel where customers present pre-verified credentials instead of entering personal data, reducing friction and shifting the trust model.