Market map / Identity proofing
Stripe Identity
Stripe's embedded identity-proofing product verifying users with a government ID and a live selfie, built on the fraud infrastructure behind Stripe payments.
- Category
- Identity verification (document + selfie)
- Lane
- Identity proofing
- Founded
- 2021
- Ownership
- Part of Stripe, Inc. (private)
- HQ
- South San Francisco, US / Dublin, Ireland
Summary
Stripe Identity verifies users by capturing a government-issued ID and a live selfie, which machine learning matches to detect spoofing, covering documents from 100+ countries in 53 languages and extracting name, date of birth, address, and ID numbers. It ships self-serve with no-code and API options and integrates directly with Stripe payments, billing, and payouts, using fraud signals trained on Stripe's payment network.
Best for
Businesses already on Stripe, especially marketplaces and platforms, wanting document-plus-selfie verification embedded with their payments stack.
Consider if
You need checks beyond document and selfie (broad database lookups outside the US, deep AML) or you are not on Stripe.
Strengths
- Native integration with Stripe payments; self-serve and no-code setup
- Broad document coverage (100+ countries, 53 languages) with selfie matching
- Fraud detection trained on Stripe's large payment-network dataset
Considerations
- ID-number database lookup is limited (US SSN)
- Best value realized inside the Stripe ecosystem